Patron Demand Note Program

Central Region Cooperative offers a Patron Demand Note Program to our members to provide you an alternative option to invest your money. Our goal for the program is to help generate funding for capital investment projects. The program will allow members to put money into an interest earning account within the cooperative.  The money that a member puts into the program is can be withdrawn from the account at any time.


Effective February 1, 2018 the Board increased the interest rate Central Region Cooperative is paying on its patron demand notes to 2.00%. This change was part of the regular semi-annual review of the program.


Central Region Cooperative is NOT currently accepting new money into this program. However, the Board of Directors has indicated it will consider accepting new deposits from member patrons later as it considers funding for the cooperative's capital investment plan.

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